Worker’s Compensation Insurance

The Association Members Workers’ Compensation Trust is our self-funded workers’ compensation insurance program that was developed specifically for Retailers & Suppliers, Grocers & Suppliers, Restaurants, Hotel & Hospitality Trade, and Golf & Country Clubs.  Not all New Hampshire Retail Association members are eligible – it will depend on your loss history and the sic code your business is classified under.  This program offers you money saving rates, top notch loss control, as well as dividend payment potential.  Our Workers’ Comp Trust has over 440 hundred member businesses, with premiums of over $2.7 million dollars. Since inception in 2004, we’ve generated $2.5 million in dividends to be paid back to participants. In addition, combined with our payroll service Checkmate Workforce Solutions, we offer Pay as You Go flexible payments, eliminating the workers’ comp payroll audit.

Click here for a flier about our workers’ comp program.

Click here to get a quote.

Click here to learn about our third party administrator Cove Risk.

“I would highly recommend that any qualifying companies seriously consider Association Members Workers’ Compensation Trust. Our experience has been most favorable.”

Peter Edwards,Owner
Zeb’s General Store, North Conway, NH

“As we pass our 13th year as part of the New Hampshire Retail Association’s workers’ comp program, we have saved tens of thousands of dollars and could not be happier. If anyone is looking for a way to cut expenses, they should take a hard look at this program. Don’t underestimate the potential savings. Not only have we saved money monthly, but at the end of many years, we have received a substantial dividend.”

Dave Souter,Owner
Baron’s Major Brands – Concord, Belmont, Plaistow, Salem, Manchester, Nashua, Ossipee, NH